Do you want to monitor specific types of mortgage rates?
For example:
- Rates on 5-year fixed terms with 120-day rate holds?
- 10-year fixed rates from brokers in British Columbia?
- Variable rates, but only from banks and credit unions?
RateSpy makes it easy to monitor specific rate groups like this. All you need to do is create a custom rate URL, bookmark it and check it whenever you like.
Here’s an example showing the best 5-year fixed rates from British Columbia credit unions with a 90-plus day rate hold:
http://ratespy.com/?Province=BC&Terms=5&RateType=Fixed&ProviderTypes=Credit Union&RateHold=90
These are the criteria you can use when building custom URLs:
- Province — Allowable values: Any, National, AB, BC, MB, NB, NL, NS, NW, ON, QC, NU, PE, SK, YK
- Terms — Allowable values: Any, HELOC, 0.5, 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 18, 25 (or any fraction, like 4.6)
- RateType — Allowable values: Fixed, Variable, Hybrid, Open
- RateHold — Allowable values: 30, 60, 90, 120, 150, 180, 365
- Pre-Approvals — Allowable values: Any, Yes, No
- ProviderTypes — Allowable values: Bank, Broker, Credit Union, Insurance Co., Trust, Mortgage Bank
- Provider — Allowable values: Any lender name in RateSpy’s database
Some Tips:
- Separate search fields with an ampersand (&). This is necessary when using multiple criteria.
For example: http://ratespy.com/?Province=ON&Terms=5 - For parameters with spaces, you can either enter the spaces in the URL or enter “%20” (without the quotes).
For example: http://ratespy.com/?ProviderTypes=Credit%20Union OR http://ratespy.com/?ProviderTypes=Credit Union - You can enter commas between values if you want to search for multiple things at once.
For example: If you want to search for 3, 4 and 5-year terms you’d enter: http://ratespy.com/?Terms=3,4,5 - The province always defaults to your local province. To search all provinces enter “Any” as the Province parameter.
For example: http://ratespy.com/?Province=Any&Terms=3,4,5