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Rate
Five Year6.45%
Variable Mortgage Rate
Key Details
| Rate Hold | 120 Days (Mar 21) | |
| Payment | $1866 (Customize) | |
| Prepayments | 20% / 20% + Optional Double-Up |
Mortgage Info
| Rate Hold | 120 Days (Mar 21) |
| Lump Prepayments | 20% |
| Payment Increase | 20% |
| Double-up Payments | Yes |
| Permitted Loan-to-Value | Up to 95% |
| Pre-approvals | Yes |
| Provider Type | Bank |
| Provinces Served | AB, BC, NL, NS, ON, QC, SK |
More Details
| Minimum Mortgage | Inquire |
| Max Property Value | Inquire |
| Open | No |
| Max Amortization | 25 Years |
| On Ratespy Since | October 01, 2018 |
Rate History
| Last Updated | Jul 28, 2023 |
| Previous Update | -- |
| Prior Rate | -- |
| Latest Rate Change | -- |
| Rate ID # | 5690 |
Payment Information
| Mortgage Amount | |
| Amortization (years) | |
| Monthly Payments | |
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All HSBC Bank Canada mortgage rates |
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Rate History
How It Compares
- The 17th-lowest 5-year variable rate as of November 21, 2024
Provider Notes
HSBC is Canada's seventh-largest bank by assets.
Rate Notes
5 year variable closed term mortgage switch rate or purchase rate
Offer available when you transfer a personal mortgage loan ("Mortgage") to HSBC Bank Canada ("HSBC") or when you purchase a property and obtain a personal mortgage loan ("Mortgage") with HSBC Bank Canada ("HSBC").
The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. This rate is only available for Residential (Conventional) and Equity Power Mortgages of owner-occupied properties with an amortization of 25 years or less. Rates are subject to change without notice.
Rates are subject to change without notice. Subject to credit approval.
This rate applies to mortgages outside of Manitoba.
By clicking "Ask Question”, I give permission to RateSpy to transfer my information and contact details to third party brokers in order to complete the purchase of mortgage rates. RateSpy values your privacy. For details, see our privacy policy. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Please contact the mortgage provider directly for more information.