Aspreviously announced, CMHC is jacking up default insurance premiums on Canadian borrowers. Effective today, anyone purchasing a homewith less than 20% down will fork overup to 1.00%-point more in fees....

The fun thing about running a rate site is that yousee lots of interesting data, likethe rates that consumers click on the most. In reviewing hundreds of thousands of RateSpy...

Fixed and variable rates have taken thefork in the road, each in a different direction. 5-year fixed mortgage ratesrates headed north at the end of last year. They’re hitched to...

It doesn’t matter what you’re buying. If there’s a salesperson involved, the price is almost always negotiable. That goes for mortgages too, so here’s some intel on how to wina...

If you’re considering using amortgage broker for an approval andbacking out at the last minute, check your contract first. It couldcost you otherwise. One recent borrower learned this the expensiveway...

As we turn the page on 2015, get ready for a host of new mortgage trends inthe next 12 months.We’ll seenew down payment rules, moretalk of negative interest rates, and...

Interest rate projectionsare always a moving target so you never want to rely on them. But it’s nonetheless notablewhen forecasts from allmajor banks plunge at once. That’s what happenedrecently, after...