It must be spring in the mortgage market. You can tell because BMO is making headlines again with a cut-rate mortgage. The bank announced today that it is slashing its...

The chart below shows the average best rates for each mortgage term on RateSpy.com. This graph provides a sense for how much of a rate premium you’ll pay for the...

If you look at RateSpy’s lowestrates for the Big 6 banks you’ll generally notice three things: 1) They refer to “discretionary rates” at the banks 2) They are estimates 3)...

The 24% of us with variable-rate mortgages were starting to get nervous. Six days had passed since the Bank of Canada’s (BoC’s) rate cut and many feared the banks wouldn’t...

All eyes are on the Big 6 banks. The mortgage industry is waiting for confirmation on whether they’ll pass along the Bank of Canada’s rate cut by reducing their own...

The chart below shows the average best rates for each mortgage term on RateSpy.com. This graph provides a sense for how much of a rate premium you’ll pay for the...

I recently came upon a puzzling rate policy from a local credit union. Its website advertises: “You do not need the stress of shopping for mortgage rates! [We], your community...

The chart below shows the average best rates for each mortgage term on RateSpy.com. The graph provides a sense for how much of a rate premium you’ll pay for the...

HELOCs (home equity lines of credit) used to be widely available at prime rate. That changed when the credit crisis inflated funding costs and drove up rates as high as...

Mortgage rate widgets are no longer created equal. If you want to display mortgage rates on your website, do your visitors a service and display the best mortgage rates available.Only...