A reader asked this on one of our message boards this week: “I don’t understand why every site doesn’t have a refinance selector. How are you supposed to find a...

This week on RateSpy TV: Conventional Rate Discounts Squeezed:If you’ve got 20% to 34.99% equity, the lowest available rates have risen. The Spytells you why. NEW! Refinance Finder:The best mortgage...

Opps!…They…Did…It…Again. For the third time in 11 years, the planet’s monetary policy superpower has elevated America’s key lending rate by 1/4 point. Now it’s a question of how Canadian rates...

This week on RateSpy TV: Spring Mortgage Market Begins: Meridian Credit Union kicked the spring market into gear with the first notable rate saleof the season: 1.99%. We pull out...

This week on RateSpy TV: Rate Impact from the LatestMortgage Rules:Federal MPs have been interrogating government officialsover their new mortgage policies. We dig intohow the controversyaffects your rate. Fixed and...

Almost every mortgage shopper has thesame question at some point,especiallywhen rates are surging or diving: “Should I Lock in My Mortgage Rate?” Answer this correctly and you’ll save thousands in...

This week on RateSpy TV: HSBC’s sizzling 2.35% 5-year Fixed: We’ll tell you if it’s too hot, how HSBCcan price this low and how long this killer-special may last. BMO’s...

Whatdo interest rate cycles of the past say about rates today? CNBC recently interviewed notedWall Street technical analyst Louise Yamada and asked her thatsame question. If you’re a chart and...

Buying a home with less than 20% down? The government’s about to milk you for a few more grand. Come March 17, CMHC is boosting its default insurance premiums for...

Trump’s battle-cry has been “jobs, jobs, jobs,” andthat’shadbondtraders screaming“sell, sell, sell.” Why? Because a Trump-pumpedeconomy suggests: more U.S. government borrowing (greaterbond supply is bullishfor rates) more business and consumer borrowing...