Quick takes from Mortgageland… Most 5-year Fixed Rates Now in the High 2’s If you’re out there mortgage shopping, you can thank Trump’s tariff madnessfor saving you some basis points....

Imagine spending hours of your life to: research the best mortgage negotiate for a better rate apply to refinance at a new lender answer all the new lender’s questions collect...

Last meeting, the Bank of Canada finally shifted its rate outlook to neutral. After today’s meeting, the gear shifter is still firmly there. Here’s a quick glance at what the...

This week, the lowest 5-year fixed rates dropped back to 2017 levels.It only took a year and a half. Canada’s cheapest 5-year fixed mortgage is now 2.67% for default-insured applicants,...

Rarely have the heads of Canada’s housing agency and largest mortgage broker association been at such odds publicly. It feels like CMHC boss Evan Siddall and Mortgage Professionals Canada (MPC)...

Self-employed? Don’t declare enough income on your tax returns? Want a mortgage? Lenders are waiting to lend to you. But there’s a price. Their “non-prime” (a.k.a., “alternative”) lending options always...

This weekend, HSBC seemingly sweetened its 10-year fixed offer even more. It dropped the rate on its website for insured mortgages from the 2.99% announced in its press release Friday...

If you were wondering what it’ll take to get more people interested in a 10-year fixed, here’s your answer: Arate below the psychologically pivotal 3% level. Today, HSBC has become...

Do you care if some investor in China or France dumps Canadian bonds? Many would answer, no. But when foreign demand for Canadian bonds drops, other things equal, bond prices...

It turns out home equity lines of credit (HELOCs) aren’t growing as fast as previous government reports suggest. Prior regulatory filings showed HELOC balances increasingly at roughly double the pace...