It’s got the best 1-year rate in the country. It’s got the best conventional 2-year rate in the country. It’s got the best 3-year rate in the country. It’s got...

I had a chat with BNN Bloomberg’s Greg Bonnell Monday about “sub-zero mortgage rates.” A dozen years ago, uttering those words might have branded you a radical. Some would have...

Your mortgage is portable, right? Almost all mainstream lenders claim their mortgages are portable. But portability clauses have more caveats than a prenuptial agreement—so many that people hoping to port...

HSBC Chops 5-Year Rates Canada’s biggest mortgage industry disrupter is at it again. HSBC dropped its bank-leading 5-year fixed rates today by another 10 basis points. Among its latest 5-year...

If you’re a homeowner, you want your property value to escalate over time. But market fundamentals—those economic factors that drive supply and demand—aren’t alone in determining your home’s worth. There’s...

Remember the days of: VCRs Paper maps Beepers Being able to rely on banks lowering prime rate when the Bank of Canada cut its overnight rate? Well, times change. And...

President Trump has figured out how to get his way and force more rate cuts out of the Federal Reserve: Create trade panic. Trade wars—exacerbated last week by Trump’s latest...

Canadian mortgage rates take their cues from many things, and U.S. monetary policy is near the top of the list. That’s why today’s Fed rate cut—the first since the financial...

The Spy’s mission to arm Canadians with better rate intelligence took an exciting turn this morning. RateSpy announced that it has joined Kanetix, Canada’s insurance comparison leader. What it means...

A fourth major bank has cut its posted 5-year fixed rate today. This time it’s BMO. The move comes four long months afterthe 100+ basis-point collapse in 5-year bond yields....