The First-Time Home Buyer Incentive can’t be considered a dud, yet. But it’s surely not impressing anyone. What is the FTHBI? As the feds put it, “the government offers you...

Where did all the first-time buyers go? New data from CMHC suggests there are noticeably fewer of them out there (stats below). Maybe they’re hibernating until they can save up...

More people are researching mortgages online before they confront a lender or broker. That’s the good news. The bad news is that less than 1 in 3 are using sites...

People are constantly hoping to time the rate market, despite how ineffective it may be. For the brave souls who try, here’s some interestingresearch from the U.S. Federal Reserve. One...

If you knew where inflation was headed, you’d have a great chance of knowing where mortgage rates were headed. The latter rises and falls with the former. That’s why so...

When Scotiabank launched its eHOME Mortgagein March, it promised a faster, easier way to get a big-bank mortgage, with compelling rates to boot. Since then, industry-types have watched and wondered...

The Bank of Canada said today that it’ll keep coasting on rates. But the market isn’t so sure. Investors think our central bank may have to cut sooner than some...

The U.S. Federal Reserve and Bank of Canada seldom make rate announcements on the same day, but tomorrow will be an interesting exception. No one expects any fireworks, but if...

It seems you can’t read a story about reverse mortgages these days without some financial expert complaining about their interest rates. Case in point:Financial planner Rob Montague, who tells the...

A new 5-year fixed will cost you more today than it did last month, but not as much as normal. Canada’s biggest banks have been boosting their advertised mortgage rates...