There’s a big chunk of Canadians out there who: Dislike the mortgage renewal process Are risk averse, and Would gladly trade their stodgy old 5-year fixed term for something longer,...

Don’t worry about the nagging side effects from the federal mortgage stress test. You might have heard about them in the media, but based on recent statssharedby the banking regulator,...

For years you’ve been able to apply for a big-bank mortgage on the internet. But you’ve never been able to complete the entire approval—including choosing a good rate—100% online. That...

TD has become the first Big 6 bank to lower its posted 5-year fixed rate since July 2019. The move comes amid plunging bond yields and just 11 days after...

Sometimes well-intended rules and regulations cost consumers money. Here’s a perfect example… British Columbia currently has a prohibition on charging fees for mortgage advice unlessthose fees are deducted from the...

Here’s some good news for people who’ve been blocked from qualifying for a mortgage due to the government’s “stress test.” Canada’s banking regulator (OSFI) is taking a second look at...

Today’s big mortgage headlines… Coronavirus Rate Sale Bond yields are getting killed as investors pile into bonds for safety. Traders fear a next coming of SARS (which authorities call the...

The popularity of fixed mortgage rates in 2019 was unmistakable. But the Bank of Canada may have moved the needle for variable rates with its comments Wednesday. Below are the...

Canada’s rate-setter left its key rate untouched today while striking a less-than-cheery chord on the country’s outlook. Here’s a quick take on this morning’s Bank of Canada rate decision: Rate...

How much would you have to save to deal with a mortgage lender that had no in-person or telephone advisors, just ultra-low rates, live chat support and a reliable, efficient...